Insurance
Protect your property, vehicles, business and goods against loss, theft and damage.
- Domestic, Motor & Household Cover
- Commercial & Industrial Insurance
- Specialized Goods in Transit
Insurance Brokers · FSP 40853
Cover that protects what matters most.
From your car, home and business to your family’s financial future, The Bernal Group finds the right insurance and assurance for you, and looks after you when it counts.
Personal & business cover
Advice you can trust
- FSP No. 40853
- Insurance & assurance under one roof
- Personal service from the director
- No-obligation quotes
What we do
Two ways we protect you
Whether you need to safeguard your assets or secure your future, we have it covered.
Assurance
Secure your family, your income, your retirement and your business for the long term.
- Life, Disability, Dreaded Disease & Income Protection
- Investments, Retirement Annuities & Unit Trusts
- Medical Aid, Gap Cover & Business Assurance
Why The Bernal Group
Straightforward advice, real support
Personal attention
Speak directly to your broker, with no call centres or runarounds.
Tailored to you
Cover is matched to your needs and budget, not sold off the shelf.
One broker, full cover
Personal, commercial and life products managed in one place.
Claims support
We stand beside you and deal with the insurer when you need to claim.
How it works
Getting covered is simple
Tell us what you need
Call, WhatsApp or send the form. A few details are enough to start.
We recommend the right cover
We explain your options in plain language and tailor a solution to your situation.
We look after you
We set up your cover and remain your point of contact for changes and claims.
Mark Ridsdale
Director
FSP No. 40853
About us
Your broker, on your side
The Bernal Group is an insurance brokerage led by director Mark Ridsdale. We combine insurance and assurance expertise so individuals, families and businesses can protect everything they have worked for.
Our approach is simple: understand your situation, explain your options clearly and arrange cover you can rely on. Call Mark Ridsdale directly on 082 871 2046.
Latest news
News and updates
World Financial Planning Day: 7 October
A financial plan should reflect what matters most to you. With a clear plan in place, you can build confidence in your future and work towards your goals. Speak to us about your financial plan and start preparing for the future you want.
Graphic courtesy of Sanlam
Talk to us about your plan FAQ
Common questions
What is the difference between insurance and assurance?
Insurance protects what you own against loss or damage, such as your car, home, business or goods in transit. Assurance covers events that will happen at some point, such as death, disability or retirement, and also includes investments. We advise on both.
Is there a cost to get a quote or advice?
No. Requesting a quote and speaking to us about your needs carries no obligation.
Can you cover both my personal and business needs?
Yes. We arrange personal cover (motor, household, life, disability and more) as well as commercial, industrial and business assurance, so you can deal with one broker for everything.
Are you a registered financial services provider?
Yes. The Bernal Group operates under FSP No. 40853.
How do I make a claim?
Contact us as soon as possible. We guide you through the process and liaise with the insurer on your behalf.
Get in touch
Let’s talk about your cover
Tell us what you need and Mark Ridsdale will come back to you with a no-obligation quote and honest advice.
- Call or WhatsApp082 871 2046
- Emailmark@bernalbrokers.co.za
- Visit us57 Balmoral Drive, Durban North, 4051
- Quick chatMessage us on WhatsApp